🇳🇱 Netherlands Income Tax Calculator 2026

Two‑bracket Box 1 (36.97% / 49.50%) · Zvw health insurance · Arbeidskorting & AHK tax credits · Annual & Monthly views · Employer total cost

⚠️ Important note: This calculator estimates Box 1 Inkomstenbelasting + Zvw + tax credits for the 2026 tax year. Tax credits are non‑refundable (cannot exceed tax liability). Excludes pension contributions, 30% ruling, and Box 2/3 taxes. Estimate only, not official Belastingdienst calculation.
📑 Reference 2026 (Belastingplan 2026):
  • BOX 1 Bracket 1: 36.97% (≤€75,518) · Bracket 2: 49.50% (>€75,518)
  • ZVW Zorgverzekeringswet: 5.32% employee contribution (income‑dependent, capped €75,518)
  • CREDIT Arbeidskorting: max €5,242, phases in/out with income
  • CREDIT Algemene heffingskorting: max €3,362, tapers from €24,812 to €75,518
  • EMPLOYER Estimated employer premiums: ~29% (varies by sector/fund)
  • EXCLUDES Pension (pensioenpremie), 30%‑regeling, Box 2/3, childcare allowance

Input Parameters

€
Example: €45,000/year ≈ €3,750/month gross

Tax Breakdown

Visual breakdown

⚠️ Estimate only. Tax credits are non‑refundable. Excludes pension contributions, 30% ruling, Box 2/3. For official figures refer to Belastingdienst.